消费者保护

在一个金钱就是权力的市场里, 个人和小企业经常受到不公平对待. 当一个企业没有实现它所宣传的, 或者不收回不能用的产品, 你会觉得自己对此无能为力. 他们拿走了你的钱，却不愿意还给你，也不愿意解决问题.

That’s why laws have been developed to prevent these abuses 和 to hold banks, insurance companies 和 big businesses accountable for their behavior in the marketplace. 马萨诸塞州消费者保护法, 通则第93A章, provides us with a very powerful took for holding businesses accountable for unfair practices. It allows us to sue for your damages 和 make the defendant pay our fees 和 all the costs of the litigation. And if the judge finds that the unfair practice was a “willful or knowing” or “bad faith” violation, ca88可以判给你三倍的实际损失作为惩罚.

大多数产品都有特定的保修, 但有时卖方或制造商拒绝履行合同. 所有产品都有“适销性保证”.“基本上, that means that the product must perform as well 和 last as long as a consumer would reasonably expect it to. 这都是《ca88首页》的一部分.“但有些产品达不到这些期望. 有时汽车可能有经销商无法修复的缺陷, 尽管我多次去服务部门. 对此有一条专门的法律，叫做“柠檬法”.” These are just a few of the many laws a consumer protection lawyer needs to know.

法律还要求保险公司公平对待你. 有时他们不会. Sometimes they take advantage of their economic power 和 leave you helpless. They may refuse to pay on valid claims or try to pay you less than they should. General Laws chapter 176D sets out a long list of rights 和 protections you have against such bad faith insurance practices 和 lets us use chapter 93A’s procedures to sue the insurance company for treble damages, 费用和ca88费.

These laws also have specific detailed procedural requirements that have to be followed or you may lose a valid claim. A pre-suit dem和 must be served which has to meet certain st和ards to be sufficient, 和 the defendants routinely challenge the sufficiency of the dem和. 其他时限必须遵守. You need a lawyer who has experience with these kinds of lawsuits.

These same laws also require that businesses treat one another fairly 和 not engage in unfair or deceptive business dealings. 但大企业并不总是这样做. Sometimes they use their economic power against small businesses 和 sole proprietorships. They may refuse to pay for services, honor a contract, or replace a defective product. 保护你免受这种不公平待遇的法律是复杂的. 你不必成为专家, you just have to make sure that you have a lawyer that is experienced 和 prepared to navigate the system for you. 在ca88首页, ca88认识到小企业不是大企业, 凭借其强大的经济实力和大批ca88的保护. 小企业就是人们, 那些易受大企业势力影响的人, 政府, 或保险公司. Like the statute, we are here to protect people, in their personal 和 their business lives.

The lawyers at KJC Law Firm have extensive experience using these laws to assist consumers 和 small businesses. We help people who have been sold mortgages that they really cannot afford, who have bought products that have not performed the way they should, 或者是不道德商业行为的受害者. We helped an injured iron worker collect his $3 million personal injury judgment 和 an extra $4 million punitive award from an insurance company that failed to treat his claim properly. We obtained a $5 million settlement for our clients in another insurance bad faith case, ca88利用索赔的威胁得到了9美元.九百万的人身伤害赔偿.

ca88利用这些定律的力量来平衡天平, to give our clients equal power to use against those that have abused their economic might. ca88不仅仅是为了挽回你的损失, but to make sure that our fee for recovering them is paid by the defendant, 和 to obtain additional damages for you as punishment for the wrongdoer as well.

If you or a family member or your business has had problems with a product or had a business refuse to honor a warranty, 或者索赔被保险公司拒绝或低估, 打电话给ca88首页 免费咨询. We will tell you whether you have a case 和 help you get the compensation you deserve. The consumer protection lawyers at KJC Law Firm have more than 90 years of experience litigating major cases. KJC Law Firm represents injured people from communities all across Massachusetts, 包括大波士顿地区, 剑桥, Metrowest, 科德角, 福尔河, 洛厄尔, 伍斯特和斯普林菲尔德.